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The Mortgage
Exchange (London)
Ltd 86 Glenthorne Road Hammersmith, London W6 0LP |
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enquiry@ 4mortgageadvice.co.uk |
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0870 850 7575 |
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0870 850 7576 |
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Mortgage Solutions Shopping around for a mortgage? Trying to find just the right mortgage that fits YOUR personal circumstances can take an age. Regardless if you are a first time buyer or an experienced mortgage-hunter, getting the right advice and assistance will be crucial in achieving the best deal for you. TME have many years experience dealing with all types of mortgages and constantly monitor the market for new or improved mortgage products. |
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We have not quoted any MORTGAGE RATES on this page because the % rate you get your mortgage at is only half the story. TME look in to the WHOLE package to make sure special offers are honored and we present exactly the right deal for YOU.
Use our Online Enquiry Form to receive a NO OBLIGATION illustration of the loan solutions that best suit YOUR needs and circumstances.
Some Common Mortgage Types
Standard Variable Rate
Lenders adjust their standard variable rates as the Bank of England
increases or decreases rates. This type of mortgage is often taken out
in conjunction with other offers such as cashbacks.
Fixed Rate Mortgage
Irrespective of fluctuations in interest rates, your monthly repayments
remain the same throughout the period of the fixed rate. However, you do
not benefit from any reduction in the lender's standard variable rate.
Discounted Mortgage
With a discounted mortgage lenders offer a
discount on the standard variable rate for a specified term.
The savings from discounted mortgages can be considerable although you
have no protection against increases in interest rates and may find that
an increase takes you over your budget.
Capped Mortgage
Capped mortgages enable you to place a limit on your monthly mortgage
commitment and still benefit from falls in interest rates.
Cashback Mortgages
A mortgage that provides you with an amount of cash at the outset of
the mortgage. In return you usually agree to pay the variable rate
charged by the bank or building society, for
a specified term. Some lenders offer cashbacks in conjunction with other
offers such as discounts or fixed rates.
Flexible Mortgage
The borrower pays off all or part of their mortgage without paying a
penalty. Payment holidays can be taken during the year and extra funds
are normally available via a drawdown facility. As with a standard
variable or discounted variable mortgage the interest rate can fluctuate
and is not fixed at the initial rate of interest.
The Mortgage Exchange are experts at finding and arranging the BEST possible deals for our clients from a wide range of lenders. Use our Online Enquiry Form to receive a NO OBLIGATION illustration of the loan solutions that best suit YOUR needs and circumstances.
WE CAN ONLY HELP YOU IF YOU CONTACT US!
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The Mortgage Exchange (London)
Ltd
86 Glenthorne Road
Hammersmith, London W6 0LP
TEL: 0870 850 7575 FAX: 0870 850 7576
* Your home may be repossessed if
you do not keep up payments on your mortgage.
* The Mortgage Exchange (London) Ltd is authorised and regulated by the
Financial Services Authority