Fee Saving Special
5.40% Bank Base plus 0.65% for 2 years.

• Fee saving package

• No MIG on cases below 85% of property value

• Underlying rate tracks Bank Base rate

FEE ASSISTED PACKAGE

• FREE existing lenders reference.

• FREE standard valuation.

• Fee saving legal service.

6.7% APR This typical example is based upon a mortgage loan of £95,000 and a completion date of 31st October 2001, on an interest only basis to purchase a property valued at £100,000 over 25 years. This mortgage has an initial charge rate of 5.40% (Typical APR 6.7 Variable), which is based upon the Bank Base rate, currently 4.75%, plus 0.65% for 2 years. You will be required to make 24 monthly payments of £427.50. The charge rate then reverts to the underlying Bank Base rate, currently 4.75%, plus 1.00% and you will make 276 monthly payments of £455.21 for the remainder of the mortgage term. The Bank Base Rate is subject to change. The total amount of interest payable is £135,897.96. An arrangement fee of £299.00 will be charged to your account upon completion together with a telegraphic transfer fee of £30.00. The total amount payable is £232.956.96, which includes a Higher Lending Risk Fee of £1,730 and a final repayment of capital at £95,000. An early repayment charge of 5% of the amount redeemed in years 1 and 2, and 4% in year 3, plus an administration fee of £100 will apply if the loan is repaid (other than by the usual monthly repayments). In all cases, interest will be charged up to the end of the month. If the loan is for 85% or more of the purchase price or valuation, a one-off risk associated fee will be charged that may be added to the loan. As security the lender takes a first legal charge on the house that is bought or remortgaged. This example assumes that the borrower will have access to funds to repay the loan after 25 years. Written quotations are available on request. All loans are subject to status and valuation approval by Bristol & West and must be secured on a property in England, Wales and Scotland. A suitable life assurance policy may be required. Applicants must be aged 18 or over. All figures are correct as at 20th September 2001.
Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.

Call Glen now on 0208 563 7575, email glen@4mortgageadvice.co.uk
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The Mortgage Exchange (London) Ltd
86 Glenthorne Road Hammersmith, London W6 0LP
TEL: 0870 850 7575 FAX: 0870 850 7576

* Your home may be repossessed if you do not keep up payments on your mortgage.
* The Mortgage Exchange (London) Ltd is authorised and regulated by the Financial Services Authority