Commerical Mortgages and Loans Adverse and Non-Adverse Finance Solutions



Mortgages First Time Buyer Remortgages Council Right To Buy Buy To Let Business Finance Commercial Mortgages NEW!!! Home Owner Loans Adverse Credit Offshore Mortgages




	The Mortgage Exchange (London) Ltd 86 Glenthorne Road Hammersmith, London W6 0LP
	enquiry@ 4mortgageadvice.co.uk
	0870 850 7575
	0870 850 7576

10 good reasons for doing business with The Mortgage Exchange Ltd:-

Direct access to a commercial finance lender
Small or large loans funded
Adverse credit accepted in most cases
A choice of repayment options
Accounts not normally required

Competitive rates of interest
Immediate "in principle" decisions by phone, fax or email
All funding requests considered on their own merit
Most types of commercial property considered
Quality service with a flexible approach to lending

PURCHASE. REFINANCE. DEBT CONSOLIDATION. CAPITAL RAISING

LENDING CONSIDERATION
LOANS TO VALUE
Generally we will consider up to two thirds or more of the Estimated Restricted Realisation Price (ERRP).
Higher LTV's will be considered on a case by case basis.

MAXIMUM LOAN
Whilst there is NO maximum advance, where the security is located outside of the London area, we prefer to consider applications where the advance requested does not exceed £500,000.

REPAYMENT TERM
Advances are available for term loans generally between 5 and 20 years.
Where a short term bridging loan is required, terms are available from 3 to 12 months, which can also be extended by agreement.

REPAYMENT METHOD
All term loans are repayable on a capital + interest basis. All bridging loans are repayable on an Interest only basis during the term of the loan, with the capital repayable at the end of the agreed term.

ADVERSE CREDIT
CCJ's and Mortgage/Loan arrears are acceptable in most cases subject to a satisfactory explanation. Outstanding CCJ's do not have to be satisfied unless they affect the repayment of the loan advance or the security.

INTEREST RATES
The rate applicable to a term loan is generally based on a flat rate of interest.
The chargeable interest rate may vary from case to case depending on the viability of the application and the loan being requested. Please contact the New Business Department for an indication of terms.

FLEXIBILITY
In all cases, our Underwriters will show a high degree of flexibility when considering requests for funding.
The higher amount of equity available in the security/securities being offered, the higher degree of flexibility.

ACCEPTABLE SECURITIES
Freehold properties or other tangible assets including:
Industrial Units, Retail shops, Garages, Public Houses, Hotels, Takeaways, Leisure Complexes, Office Blocks, Manufacturing Units, Nursing Homes, Investment Properties, Land or any Mortgage-able property used for commercial purposes.

Securities accepted in England, Scotland, Wales and Northern Ireland (subject to certain property restrictions).
Applications are processed as speedily as possible, with cases being completed without unnecessary delays.
Immediate "in principle" decision given by phone, fax or email.

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WE CAN ONLY HELP YOU IF YOU CONTACT US!

	Mortgages		Buy To Let
	Remortgages		Business Finance
	Council (Right To Buy)		Home Owner Loans
	Home Owner Loans		Adverse Credit
	Offshore Mortgages		Commercial Mortgages

The Mortgage Exchange (London) Ltd
86 Glenthorne Road Hammersmith, London W6 0LP
TEL: 0870 850 7575 FAX: 0870 850 7576

* Your home may be repossessed if you do not keep up payments on your mortgage.
* The Mortgage Exchange (London) Ltd is authorised and regulated by the Financial Services Authority