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Santander is a suitable bank to set up a mortgage with as they offer a 3.19% 2 year fixed rate, Variable rate that is currently 4.24% and offer a £250 cashback if you pay back the loan within two years.

Santander has 160 years of experience and with there expertise they will come up with a mortgage plan that is comfortable for you. Also there mortgage specialists will guide you in the right direction to ensure you can pay of the mortgage with out any stress or worries.

Their maximum loan size £1million and they also offer a free standard valuation on property’s that are valued up to £2.5million.

HSBC are now offering zero fee tracker mortgages in other words there will be no booking fee, no standard valuation fee, and no completion fee.

Other fees may be payable to other parties including legal fees and charges levied by by your existing lender

HSBC have said that they will cover the cost of one valuations as a part of your mortgage application.

Note : this only lasts till January 31st so don’t miss out on this chance to save some money and set up your mortgage with HSBC

Figures have shown that people who are payong of mortgages are spending less than people that are renting out a property.

Halifax found that on average people whom were renting out a 3 bedroom property were paying £716 a month compare to £600 pound in which people were paying for mortgages.

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